Founded by seasoned banking professionals who experienced correspondent de-risking and compliance complexity firsthand, Ionfi was built to solve the problems financial institutions face every day. We unify treasury operations with embedded, transaction-level compliance and diversify access across multiple U.S. partner banks—giving institutions speed, transparency, and control without single-correspondent exposure.

A compliance-first treasury & payments gateway for regulated financial institutions.

• Treasury, unified: funding, FX, RDC, settlement orchestration

• Compliance, embedded: KYCC/KYC/AML, approvals, full audit trail

• Access, diversified: direct, multi-bank connection to U.S. rails with named (not pooled) accounts

• Control, end-to-end: dual control, 2FA, policy-aligned routing, examiner-ready visibility

A world where banks and fintechs move money securely and instantly across trusted rails—with audit-ready transparency, zero black-box pooling, and diversified access that eliminates single points of failure.